June Networth

I have something scary to admit. I've stopped updating my budget spreadsheet. Really it's a little nuts.  

I feel like I've kind of figured out what I typically spend and have curbed a lot of my really bad habits. I know lately I've been eating out more than I should. Also I've put a little too much on my credit cards. Good thing is I've been paying them off right away.

The thing is, I want to pay down this debt. I'm trying to pay as much as possible each month. So maybe that's why I haven't budgeted lately. I'd rather not put money aside for groceries I don't buy that month. I'll set aside some spending money and then just go from there.

Still - even though I've become more lax lately - I'm making good progress. I'm at -37,691.69. That's better than last month and putting me ahead of pace for my goal of $14,000 paid off this year.

May Networth - Overall Trend

Hey Everyone!

First of all, thanks for reading! A friend from college - Hi Zoe! - mentioned she reads and it reminded me why I'm doing this. I want people to hear my unique point of view and hopefully it will resonate a little bit with them.

Things are still plugging along. I've slowed a little the last couple months, but still on the right path.

I'm at a - 39,390.37.  That's exciting enough right there. I only have two Parent Plus loans left. I'll move onto my auto loan next. My reason for targeting these loans has first of all been the nasty interest, but also getting a little more independence since those my parents helped me get. 

Look how far I've come! I've paid off over $25,000 in debt. I've increased my 401(k) and haven't touched my emergency fund. P.S. - I increased my income by about $1000 each month - but it took time. I also make $0 from this blog.

It's the small wins combined with the overall trend. Here's to another month and another chance to make some progress.