$15,000 Down and $57,0000 To Go

Yesterday, I hit another important milestone. I've officially paid off $15,000 in debt. I'm over 25% completed with my Parent Plus loans.

This is a really important thing. I've been working on my debt and tracking it for just over a year. If I can keep up with this pace, I should be able to hit my goal of being debt free sooner rather than later. The goal on my desk says debt free by 2025, but I would love to get it finished earlier.

My head keeps reeling about prioritizing my debt vs starting to save for a new car. I've put on about 30,000 miles on my car in a year since I commute so much for my job. I love where I work, but I'll have to start thinking about my auto loan and saving for a new car.

All in all, I'm super proud of another positive mark on my charts. I keep following #debtfree related Instagram and Pinterest accounts to stay motivated. Check out some and let me know if any you think I should follow!

Dog Days of Summer

Thanks everyone for reading my blog. We've been together for over two years now. Here is a post from near the beginning about how my family cuts our costs at the local fairs.

The joy your last days of summer!

August Net Worth

It's already August! This summer has flown by. July was very busy with family vacations, camping, dates and work, but somehow through all of that I still posted a -$53028.14 Net Worth, which is +$2048.48 from last month.

I'm excited to really see the effects of using the envelope system on my net worth overall. So far, it is keeping me more focused and in place, while also weirdly giving me more freedom. For example, I went tubing this weekend. It was great fun and a good way to spend my last days of summer weather. I used my “fun” envelope and felt good knowing it was in my budget.

Also this weekend I got an add from Clinique in the mail. I thought about buying something for their free gift, but I knew it wasn't in the budget and I didn't want to put it on my credit card. The system helps me out both ways. The upcoming months should have some good results to report!